Company Profile · Technology

Adyen NV

ADYEN · Amsterdam
Industry
FinTech
Exchange
Amsterdam
Country
Netherlands
Employees
5,020
Website
www.adyen.com
Current Price
€862.5
Live · Oct 5, 2026
Fair Buy
≤ €550
Margin-of-safety entry
Baillie Growth Score
53/100
Medium
Buffett Score
91/100
Elite
Intrinsic Value · Three-Tier Range Current price €862.5 Live · Within the fair intrinsic-value range

Composite valuation range · conservative €500–€550 / fair €835–€1,125 / optimistic €1,715–€1,900. At €862.5, Within the fair intrinsic-value range.

At publication €860.6 (Sep 24, 2026)

Financial snapshot
Market cap€27.13B
Revenue (TTM)€2.58B
EBITDA€1.29B
Profit margin43.56%
ROE21.27%
P/E (TTM)24.15
Forward P/E18.28
PEG0.88
EPS€35.59
52-week range€772.40 – €1,600.80

Data from EODHD, shown in the reporting currency; for reference only, not investment advice.

About the company

Adyen N.V. operates a payments platform in Europe, the Middle East, Africa, North America, the Asia Pacific, and Latin America. Its platform integrates payments stack, including gateway, risk management, processing, acquiring, and settlement services. The company offers a back-end infrastructure for authorizing. It accepts payment through online, in-person payments, cross channel, and Adyen for Platforms. The company also provides optimization services, including Adyen Uplift, protect, authenticate and tokenize. In addition, it offers financial products, such as accounts, capital, issuing, and payouts. It serves digital, mobility, SaaS platforms, retail, food and beverages, subscription, and travel and hospitality businesses. The company was incorporated in 2006 and is based in Amsterdam, the Netherlands.

Background

History

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Industry position

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Research on this stock
53/100 Hold Adyen: H1 2026 Volume Rose 24% but Net Revenue Only 19% as the Take Rate Slipped to 16.2bps, and €860.60 Leaves No Conservative Margin of Safety Adyen runs an Amsterdam-based enterprise payments platform that combines gateway, risk, processing, acquiring, settlement and embedded financial products on one in-house technology stack, earning a very thin slice of very large payment flows (a net take rate of about 16.2 basis points in H1 2026) at a 53% EBITDA margin in 2025. In H1 2026 processed volume rose 24% to €803.8 billion but net revenue only 19% as enterprise tiering cut the take rate from 16.8 basis points, and Digital, still more than half of revenue, grew 15% at constant currency against 27% for Unified Commerce and 40% for Platforms. Rating Hold: €860.60 sits near the bottom of the €835–1,125 acceptable-hold range around a base DCF of about €980, but the conservative DCF of about €690 leaves no margin of safety, and the ideal buy range is €500–550. Adyen N.V.ADYEN · AmsterdamFinTechSep 24, 2026