기업 프로필 · Financial Services

U.S. Bancorp

USB · 미국
거래소
미국
국가 / 지역
USA
상장일
1987년 11월 5일
직원 수
70,000
웹사이트
www.usbank.com
현재가
$63.49
실시간 · 2026년 7월 27일
적정 매수가
≤ $48
안전마진 진입가
베일리 성장 점수
39/100
다소 약함
내재가치 · 3단계 구간 현재가 $63.49 실시간 · 낙관적 내재가치 구간 내 · 상당한 기대가 선반영

종합 밸류에이션 구간 · 보수적 $35–$45 / 적정 $46–$58 / 낙관적 $59–$70. $63.49 기준, 낙관적 내재가치 구간 내 · 상당한 기대가 선반영.

보고서 발행 시 $54.83(2026년 5월 26일)

시가총액US$996.48억
매출 (TTM)US$273.21억
순이익률29.9%
ROE12.62%
PER (TTM)12.77
선행 PER12.29
PEG2.12
EPSUS$5.01
배당수익률3.28%
52주 범위US$41.79 – US$64.84
애널리스트 목표주가US$70.25
애널리스트 평가4.0 / 5

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U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

연혁

U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota, operating as a financial services holding company whose core subsidiary is U.S. Bank National Association. Its IPO date was November 5, 1987. In 2025 the company completed a CEO transition, with Gunjan Kedia becoming CEO effective April 15, 2025, set to also serve as chairman after the 2026 annual meeting, while Andrew Cecere did not seek re-election as a director after more than 40 years of service. In January 2026 the company announced the acquisition of BTIG, with a target consideration of up to $1 billion (target deal value $725 million, comprising $362.5 million in cash and 6,600,594 USB shares, plus up to $275 million in three-year performance consideration).

업계 내 위치

By the end of 2024, U.S. Bank was the fifth largest commercial bank in the United States, serving approximately 13 million consumer customers, about 1.4 million business customers, around 500,000 wealth customers, and roughly 45,000 corporate and institutional customers. Its core revenue businesses are Wealth/Corporate/Commercial/Institutional Banking (about 43%), Payment Services (about 32%), and Consumer and Small Business Banking (about 25%). The company holds the 4th largest deposit share across its 26-state footprint, and in payments ranks among the top three bank-owned merchant acquirers in the U.S., as the third largest commercial card issuer and the fifth largest credit card issuer. As of Q1 2026 it reported deposits of $528.178 billion, loans of $399.796 billion, total assets of $700.998 billion, and shareholders' equity of $65.786 billion. Its most-cited comparable competitors include PNC, Truist, Fifth Third, and Citizens, with broader competition from Wells Fargo and Bank of America.

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