Capital One Financial Corporation
- Industry
- Consumer Finance
- Exchange
- US
- Country
- USA
- IPO date
- Nov 15, 1994
- Employees
- 78,400
- Website
- www.capitalone.com
Composite valuation range · conservative $140–$160 / fair $180–$205 / optimistic $220–$245. At $207.05, Between the fair and optimistic ranges.
At publication $187.79 (May 24, 2026)
Data from EODHD, shown in the reporting currency; for reference only, not investment advice.
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom. It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts. Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans. The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services. It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia. Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
History
Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia, with its IPO on November 15, 1994. Richard Fairbank, the company's founder, has served as a director since 1994 and is chairman and CEO. In 2025 the company integrated Discover through an all-stock merger, which lifted its period-end common shares outstanding from about 381.2 million at the end of 2024 to about 625.1 million at the end of 2025. In January 2026 it announced an agreement to acquire Brex for USD 5.15 billion.
Industry position
Capital One is the financial services holding company for Capital One, National Association, offering financial products and services in the United States, Canada, and the United Kingdom through three segments: Credit Card, Consumer Banking, and Commercial Banking, with Discover's Global Payment Network folded into Consumer Banking. In 2026 Q1, segment net revenue was USD 11.389 billion for Credit Card, USD 2.912 billion for Consumer Banking, and USD 0.909 billion for Commercial Banking, totaling USD 15.231 billion. After the Discover merger it cited over 100 million customers and over 70 million merchant acceptance points. Competitors include American Express, JPMorgan, Synchrony, and Ally. The company has about 77,100 employees.